California State Controller's seal

Achieving Financial Fitness

What is financial fitness?
Put simply, it is the skills, knowledge, and tools that help you make sound financial decisions. Have you ever put money in a savings account? Or thought about your retirement options? These are the building blocks of a financially fit lifestyle.

Why does financial fitness matter?
When you make decisions that are guided by your financial health, you can live a high-quality life, helping to minimize the stresses of money woes.

Do you have to be rich to be financially fit?
No. Achieving financial fitness is a series of decisions – big and small – that you make every day to prepare for the future, boost your earning potential, and allow you to live comfortably and confidently.

What is the goal of financial fitness?
That is up to you! Ultimately, achieving financial fitness means you make informed financial choices that increase your wellbeing and support your life goals.